> For the complete documentation index, see [llms.txt](https://docs.pinjamlabs.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.pinjamlabs.com/your-guide-to-using-pinjam/basic-functions/borrowing.md).
# Borrowing
## What You Should Know About Borrowing
Users decide to borrow assets when they believe that a specific asset has promising growth potential, or at least enough for the risk appetite of the user.
Borrowing against assets allows users to invest funds that they may not have had earlier, which leads to further expansion of the DeFi ecosystem.
## How To Borrow On Pinjam
To borrow capital on Pinjam, head over to the Reserve Overview page (can be accessed by heading over to the Home Page and clicking the Details button available for each asset).
Click the More button as shown in the image below.
A pop-up will then appear allowing you to borrow funds. Insert your desired amount and click Borrow.
Complete the necessary steps to complete the transaction on your preferred wallet to complete your borrowing from Pinjam.
## How Much Can I Borrow On Pinjam?
The amount that you can borrow depends on your collateral value, the liquidity that's available for the asset that you intend to borrow, as well as the LTV of your collateral.
To break it down simply:
If your collateral has a 50% LTV that means you can borrow against half of its value so long as enough assets are available to borrow.
Each asset has its own loan parameters, which you can find out more about in the “Repaying Loans” section.
---
# Agent Instructions
This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com.
## Querying This Documentation
If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.
Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter:
```
GET https://docs.pinjamlabs.com/your-guide-to-using-pinjam/basic-functions/borrowing.md?ask=&goal=
```
`ask` is the immediate question: it should be specific, self-contained, and written in natural language.
`goal` is optional and describes the broader end goal you are ultimately trying to accomplish on behalf of the user. GitBook uses it to tailor the answer towards what is most useful for that goal.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.
Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.