Pinjam Reserve Overview Page

In this section, we will be explaining in detail the Pinjam Reserve Overview Page.

We will be dividing into TWO (2) images so that the info can be delivered better.

Max LTV: Maximum Loan-To-Value ratio (borrowing power of specific collateral). For example, if the collateral has an LTV of 80%, the user can borrow up to 0.80 worth of BTC in the principal currency for every 1 BTC worth of collateral

Liquidation Threshold: The threshold at which a borrow position of the chosen asset will be considered undercollateralized and subject to liquidation. For example, if a collateral has a liquidation threshold of 90%, it means that the position will be liquidated when the debt value is worth 90% of the collateral value

Liquidation Penalty: When a liquidation occurs, liquidators repay up to 50% of the outstanding borrowed amount on behalf of the borrower. In exchange, they can buy the collateral at a discount and keep the difference (liquidation penalty) as a bonus

Borrow Info: Section detailing borrowing details for that specific asset on a chosen network

Available Liquidity: Amount of capital that is available to be borrowed

Total Borrowed: Amount of capital being borrowed by all borrowers on Pinjam for that specific asset on a chosen network

Borrow APY: Annual interest rate being paid by borrowers of that specific asset on a chosen network

Collector Info: Info about collectors for borrowing

Reserve Factor: Percentage of interest which goes to a collector contract

Vault Info: Section displaying details of idle liquidity being put to work generating yield --- for that specific asset on a chosen network

Idle Liquidity at Work: Total idle liquidity from ALL lenders of that specific asset in chosen network --- that is being put to work generating yield from battle-tested protocols

Vault APY: Annual yield % for idle liquidity that's being put to work generating yield on battle-tested protocols

Total Rewards: Total worked yield for all idle liquidity that's being put to work generating yield on battle-tested protocols

Your Rewards: Total worked yield for all of your idle liquidity that's being put to work generating yield on battle-tested protocols

Interest Rate Model: Section detailing interest rate details for that specific asset on a chosen network

Current Borrow Utilization: Total amount in % of supplied capital being borrowed for that specific asset on a chosen network

Interest Slope 1: Borrow rate for borrowers when the utilization rate of capital being used to borrow is equal to or lesser than the optimal borrow utilization for the asset

Interest Slope 2: Borrow rate for borrowers when the utilization rate of capital being used to borrow is above the optimal borrow utilization for the asset (increasing drastically to discourage excessive lending)

Optimal Borrow Utilization: The optimal borrowing % of capital for a specific asset being supplied on Pinjam (set by the team)